@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700;800&family=Poppins:wght@500;600;700;800&display=swap');

:root{
  --navy:#073a80;
  --deep:#042d68;
  --blue:#0a4a98;
  --gold:#ffc21a;
  --ink:#101828;
  --muted:#667085;
  --bg:#f6faff;
  --white:#fff;
  --line:#dbe5f2;
  --shadow:0 12px 35px rgba(9,54,111,.10);
  --radius:18px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6}
a{text-decoration:none;color:inherit}
.container{width:min(1180px,92%);margin:auto}
.narrow{max-width:1120px}
.section{padding:62px 0}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid #edf1f7}
.nav-wrap{height:86px;display:flex;align-items:center;justify-content:space-between;gap:30px}
.brand{display:flex;align-items:center;gap:12px}
.brand-mark{width:52px;height:60px;display:grid;place-items:center;background:linear-gradient(150deg,#0b4d9e,#063273);clip-path:polygon(50% 0,92% 15%,87% 68%,50% 100%,13% 68%,8% 15%);color:white}
.brand-shield{font-size:24px}
.brand-text strong{display:block;color:var(--navy);font-family:Poppins;font-size:24px;line-height:1}
.brand-text small{display:block;color:#e7a900;letter-spacing:3px;font-weight:700;margin-top:6px}
.main-nav{display:flex;align-items:center;gap:34px;font-weight:600;font-size:14px}
.main-nav a{padding:31px 0;position:relative}
.main-nav a.active,.main-nav a:hover{color:var(--navy)}
.main-nav a.active:after{content:"";position:absolute;left:0;right:0;bottom:20px;height:3px;background:var(--navy);border-radius:5px}
.menu-toggle{display:none;background:none;border:0}
.menu-toggle span{display:block;width:26px;height:2px;background:var(--navy);margin:5px}

.hero{position:relative;overflow:hidden;background:linear-gradient(115deg,#032f6d 0%,#074c9b 60%,#f7c61d 60.3%,#fff 60.8%);color:white}
.hero:after{content:"";position:absolute;right:-170px;top:-220px;width:650px;height:650px;border-radius:50%;background:rgba(255,255,255,.12)}
.hero-grid{min-height:500px;display:grid;grid-template-columns:1.05fr .95fr;align-items:center;position:relative;z-index:2}
.hero-copy{padding:65px 0}
.eyebrow{font-size:12px;font-weight:800;letter-spacing:1.8px;text-transform:uppercase;margin:0 0 10px;color:#ffd128}
.hero h1{font-family:Poppins;font-size:48px;line-height:1.15;margin:0 0 20px;max-width:650px}
.hero h1 span{color:var(--gold)}
.location{font-size:23px;font-weight:700;margin:12px 0 7px}
.pin{display:inline-grid;place-items:center;width:26px;height:26px;border:3px solid white;border-radius:50%;font-size:0;margin-right:8px;vertical-align:middle}
.areas{font-size:17px;max-width:650px;margin:0;color:#f3f7ff}
.hero-actions{display:flex;gap:12px;margin:28px 0}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 22px;border-radius:9px;font-weight:800;transition:.2s;cursor:pointer}
.btn:hover{transform:translateY(-2px)}
.btn-gold{background:var(--gold);color:#082f68}
.btn-outline{border:1px solid rgba(255,255,255,.65);color:white}
.trust-row{display:flex;gap:28px;flex-wrap:wrap;margin-top:30px}
.trust-row div{display:flex;gap:9px;align-items:center;font-size:12px;font-weight:700}
.trust-row b{font-size:22px;color:var(--gold)}
.hero-visual{height:100%;min-height:500px;position:relative;display:flex;align-items:end;justify-content:center}
.house{position:absolute;top:50px;right:40px;width:350px;height:240px;transform:rotate(0deg)}
.house:before,.house:after{content:"";position:absolute;background:#eef2f6}
.house:before{width:240px;height:210px;left:55px;top:30px;transform:skewX(-12deg);box-shadow:inset 0 0 0 2px #d3d9e0}
.house:after{width:180px;height:180px;left:88px;top:0;transform:rotate(45deg);border-left:2px solid #d3d9e0;border-top:2px solid #d3d9e0}
.family{position:absolute;bottom:70px;left:50%;transform:translateX(-50%);width:430px;height:300px}
.person{position:absolute;border-radius:45% 45% 18% 18%;background:linear-gradient(150deg,#f2a45f,#d9803b);box-shadow:0 8px 25px rgba(0,0,0,.15)}
.person:before{content:"";position:absolute;border-radius:50%;background:#eab28a}
.person i{position:absolute;top:18px;left:50%;transform:translateX(-50%);width:80%;height:34%;border-radius:50% 50% 35% 35%;background:#1b1b1b}
.adult{width:135px;height:210px;bottom:0}
.adult.one{left:55px;background:#9bc6e8}
.adult.two{right:45px;background:#f3c238}
.adult:before{width:65px;height:65px;top:-45px;left:35px}
.adult i{width:70px;top:-38px}
.child{width:100px;height:150px;bottom:0;background:#6ec6bc}
.child.one{left:145px}
.child.two{right:135px;background:#f08f86}
.child:before{width:50px;height:50px;top:-35px;left:25px}
.child i{width:50px;top:-28px}
.protection-card{position:absolute;bottom:22px;right:0;background:linear-gradient(120deg,#073a80,#0b58aa);border:1px solid rgba(255,255,255,.2);padding:15px 24px;border-radius:10px 0 0 10px;box-shadow:var(--shadow)}
.protection-card strong,.protection-card span{display:block;font-size:12px}
.protection-card span{color:var(--gold);font-weight:800;margin-top:2px}

.intro{background:white;text-align:center;padding:35px 0}
.intro p{font-size:18px;margin:8px 0}
.intro .lead{font-size:19px;color:#082f68}

.plans-section{background:linear-gradient(180deg,#fff,#f5f9ff)}
.section-title{display:flex;align-items:center;gap:18px;justify-content:center;margin-bottom:8px}
.section-title span{height:1px;background:#9bb0ce;flex:1}
.section-title h2{margin:0;text-transform:uppercase;font-family:Poppins;color:#103e7c;font-size:26px;white-space:nowrap}
.section-subtitle{text-align:center;color:var(--muted);max-width:780px;margin:0 auto 28px}
.card-grid{display:grid;gap:14px}
.card-grid.six{grid-template-columns:repeat(6,1fr)}
.plan-card{background:white;border:1px solid #edf1f7;border-radius:14px;padding:20px 14px;text-align:center;box-shadow:0 8px 24px rgba(14,45,83,.07);transition:.25s}
.plan-card:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.icon{width:60px;height:60px;border-radius:50%;display:grid;place-items:center;margin:0 auto 12px;background:#0b4c9d;color:white;font-size:28px;font-weight:800}
.icon.green{background:#55b84b}.icon.orange{background:#f7951d}.icon.cyan{background:#20a5bc}.icon.purple{background:#6f3a98}
.plan-card h3{font-size:17px;line-height:1.25;margin:0 0 10px}
.plan-card p{font-size:13px;margin:0;color:#4b5563}
.center-note{text-align:center;font-size:17px;margin:25px 0 0;font-weight:600}

.services-section{padding-top:10px;background:white}
.service-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:4px}
.service-card{min-height:260px;padding:28px 24px;display:flex;gap:15px}
.green-tint{background:#f2f9ed}.blue-tint{background:#eef8fd}.gold-tint{background:#fff9e8}.purple-tint{background:#f7f1fb}
.service-icon{width:54px;height:54px;min-width:54px;border-radius:50%;display:grid;place-items:center;background:#76a92d;color:white;font-size:25px}
.blue-tint .service-icon{background:#52a7d5}.gold-tint .service-icon{background:#e9b800;color:#073a80}.purple-tint .service-icon{background:#79419a}
.service-card h3{color:#0b3e7e;text-transform:uppercase;font-size:15px;margin:3px 0 15px}
.service-card p{font-size:14px;margin:0;color:#333}

.payment-band{background:linear-gradient(110deg,#052f6d,#0a4c99);color:white;padding:30px 0}
.payment-inner{display:flex;align-items:center;justify-content:space-between;gap:25px}
.payment-inner h2{font-family:Poppins;margin:2px 0;font-size:28px}
.payment-inner p{margin:0;color:#eaf1fb}
.mini-label{font-size:11px;font-weight:800;letter-spacing:1.5px;color:var(--gold)}

.contact{padding-bottom:25px}
.contact-box{background:linear-gradient(120deg,#063474,#0b4b99);color:white;border-radius:16px;padding:28px 36px;display:grid;grid-template-columns:1.3fr .7fr;align-items:center;gap:30px;box-shadow:var(--shadow)}
.contact-copy{display:flex;gap:22px;align-items:center}
.headset{width:80px;height:80px;border-radius:50%;background:white;color:#063474;display:grid;place-items:center;font-size:40px;flex:none}
.contact-copy h2{font-family:Poppins;font-size:27px;margin:0 0 5px}
.contact-copy p{margin:0;color:#edf5ff}
.contact-details{border-left:1px solid rgba(255,255,255,.4);padding-left:30px;display:grid;gap:14px}
.contact-details a{display:flex;gap:12px;align-items:center}
.contact-details a>span{width:40px;height:40px;border-radius:50%;display:grid;place-items:center;background:var(--gold);color:#073a80;font-size:20px}
.contact-details small,.contact-details strong{display:block}
.contact-details small{font-size:12px}.contact-details strong{font-size:21px;color:var(--gold)}
.bottom-trust{display:grid;grid-template-columns:repeat(4,1fr);margin-top:15px}
.bottom-trust div{display:flex;align-items:center;justify-content:center;gap:10px;padding:15px;border-right:1px solid #d9e3ef;color:#073a80;font-size:13px;font-weight:600}
.bottom-trust div:last-child{border:0}
.bottom-trust b{font-size:23px}
.disclaimer{font-size:11px;color:#667085;background:#eef4fb;border:1px solid #dce7f4;border-radius:10px;padding:12px 15px;margin-top:18px}

footer{background:#062b60;color:#d8e4f4;font-size:12px}
.footer-inner{display:flex;justify-content:space-between;padding:18px 0}

@media(max-width:1000px){
  .main-nav{gap:18px}
  .card-grid.six{grid-template-columns:repeat(3,1fr)}
  .service-grid{grid-template-columns:repeat(2,1fr)}
  .hero-grid{grid-template-columns:1fr}
  .hero-copy{padding:55px 0 20px}
  .hero-visual{min-height:360px}
  .hero{background:linear-gradient(155deg,#032f6d 0%,#074c9b 65%,#f7c61d 65.3%,#fff 65.8%)}
}
@media(max-width:720px){
  .nav-wrap{height:72px}.menu-toggle{display:block}
  .main-nav{display:none;position:absolute;left:0;right:0;top:72px;background:white;padding:12px 5%;border-bottom:1px solid #ddd;flex-direction:column;align-items:flex-start;gap:0}
  .main-nav.open{display:flex}.main-nav a{padding:11px 0;width:100%}.main-nav a.active:after{display:none}
  .brand-text strong{font-size:19px}.brand-text small{font-size:10px}
  .hero h1{font-size:35px}.location{font-size:18px}.areas{font-size:15px}
  .hero-visual{min-height:310px}.family{transform:translateX(-50%) scale(.78);transform-origin:bottom center}.house{right:-45px;transform:scale(.75)}
  .section{padding:45px 0}
  .section-title h2{font-size:20px;white-space:normal;text-align:center}.section-title{gap:10px}
  .card-grid.six{grid-template-columns:repeat(2,1fr)}
  .service-grid{grid-template-columns:1fr}
  .service-card{min-height:auto}
  .payment-inner{flex-direction:column;align-items:flex-start}
  .contact-box{grid-template-columns:1fr;padding:25px 20px}
  .contact-details{border-left:0;border-top:1px solid rgba(255,255,255,.35);padding:20px 0 0}
  .bottom-trust{grid-template-columns:repeat(2,1fr)}
  .bottom-trust div{border-bottom:1px solid #d9e3ef}.bottom-trust div:nth-child(2){border-right:0}
  .footer-inner{flex-direction:column;gap:4px}
}
@media(max-width:430px){
  .card-grid.six{grid-template-columns:1fr}
  .hero-actions{flex-direction:column}.btn{width:100%}
  .trust-row{gap:16px}
  .intro p{font-size:15px}.intro .lead{font-size:16px}
}